9 money tips if you’re having a baby
Starting a family or growing one can be exciting, but it can also be expensive. Here are some ways to prepare yourself financially. 1. Make sure you’re across medical expenses Medical costs …
Concept Financial Group
The 2022 – 2023 Federal Budget: What it means for you
This year’s Federal Budget covers a range of measures aiming to reduce the pressure from increased costs of living and help more people into homes. Note: These changes are proposals only and …
Share market Falls: What investors need to consider
Being more engaged with your super investments could help you make the most of the time you have to grow your wealth for retirement – and navigate share market falls. Depending on …
Why being responsible can be rewarding
The days when ‘green’ investors were the ones who cycled to see their adviser and carried home their investment brochures in a hemp bag are long gone (if they ever existed). Responsible …
How to negotiate better work perks
Negotiating a pay rise or salary package is nerve wracking at the best of times, let alone during a pandemic. And, while you should always ask for what you think you’re worth, …
Here’s why you need to consolidate your super now / What is ‘stapled’ super?
New super rules introduced in November of 2021 mean employees are now ‘stapled’ to their existing superannuation fund, unless they choose otherwise. That’s why it’s more important than ever to consolidate your …
Everything you need to know about medical examinations for life insurance
When you take out an insurance policy, the provider will determine how much you’ll be required to pay in premiums. This process, called underwriting, assesses the insurance risk, and usually requests information …
Budget smarter with the 50/20/30 rule
New to budgeting? You may know how much money you make and have a rough idea of how much you spend. But do you know what you’re actually spending it on, or …
The escalation in Ukraine tensions – implications for investors
Key Points Ukraine tensions have escalated with Russia ordering troops into Ukraine regions already occupied by Russian separatists. Share markets are at high risk of more downside on fear of further escalation …
What you should know about creating your will and estate plan
If you want to protect your family and assets, it’s worth documenting what you’d like to happen if you can’t make your own decisions later in life or if you pass away. …