How much do I need in retirement?
How much you need to save for a comfortable retirement is a question many of us ask. While we all hope for a simple answer, how much money you need in retirement …
Concept Financial Group
Economic update and market overview
Introduction Inflationary forces continued to intensify in key regions, which suggested interest rates could be raised more quickly and more aggressively than previously anticipated. Government bond yields continued to rise sharply, resulting …
The RBA starts raising rates – how far and how fast? And what does it mean for investors?
The RBA has hiked the cash rate by 0.25% taking it to 0.35% and signalling more rate hikes ahead. We expect the cash rate to rise to 1.5% by year-end and to …
Your super checklist for EOFY
The lead up to 30 June can be a good time to maximise tax benefits that may be available to you inside super. Certain contributions, which we cover below, may have the …
Super changes that could affect you from 1 July 2022
The government has announced a number of changes to the super system could create opportunities for Australians of all ages. Here’s a rundown of what you need to know. More people will …
Should you merge your finances with your partner?
The pandemic has changed many aspects of our daily lives, and romance is no exception. While lengthy separations have led some relationships to end, other couples are choosing to move in together …
Should I invest my home deposit?
After another year of double digit growth, many first-time buyers have been left shaking their heads in disbelief. Even those looking to upgrade the family home are having to stretch their budgets …
Roughly 500,000 Australians plan to retire in the next 5 years.
According to the ABS, some half a million people intend to retire within 5 years. While many Australians will remain working until they can access their superannuation savings and/or the Age Pension, …
8 important money tips for when you land your first full-time job
If you want to ensure you’re getting the right amount of super and not paying more in tax than you have to, this list is for you. What you need to know …
You only retire once. Let’s get it right.
Retirement is an exciting time. It’s the long-awaited reward for a lifetime of work and, if you have the right plans in place, the chance to pursue your dreams free from money …