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Concept Financial Group
  • About Us
  • Services
    • Investment Advice and Portfolio Management
    • Cash Flow Management
    • Insurance Advice
    • Superannuation
    • SMSF
    • Retirement Planning
    • Aged Care
    • Centrelink Assistance
  • Latest News
  • Contact Us

Concept Financial Group

Money worries and your mental health

by Concept Financial Group

It’s been a trying time for many people, with our collective mental health taking a toll as the COVID-19 pandemic rolls on. The Melbourne Institute says one-in-three Australians are now reporting financial …

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How to use your tax return to build a stronger financial future

by Concept Financial Group

Whether you breeze through tax time or dread the extra admin, receiving a tax refund makes the effort worthwhile. For many of us, getting a financial boost will be even more welcome …

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Creating an emergency budget that works for you

by Concept Financial Group

It could take months, even years, to clear debt – especially if you used your credit card and you know you’ll be slugged with snowballing compound interest each month you don’t pay …

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Aussies are losing millions to financial scams: Here’s how to spot one

by Concept Financial Group

Scams and cybercrime are booming in the wake of the COVID-19 pandemic, leaving thousands of people out of pocket. Investment scams in particular have surged, costing victims more than $26,000 on average. …

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Adding more to your retirement savings: is it worth it?

by Concept Financial Group

There’s no denying that being proactive with your super may be key to increasing your retirement savings. As an investment vehicle, super can offer significant benefits thanks to the magic of compounding …

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Increasing your Age Pension entitlements by renovating the family home

by Concept Financial Group

One of the quirks of Australian society, including its taxation system, is that it puts home ownership at the centre of physical, emotional and financial well-being. There’s an aura about owning your …

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How is your credit score affected by COVID-19?

by Concept Financial Group

If you’re one of the many Australians financially impacted by COVID-19, who have deferred $218 billion worth of payments this year – fear not. Your credit score is unlikely to be affected …

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Downsizing your home? Understanding the downsizer contribution

by Concept Financial Group

Downsizing the family home is often part of the longer-term financial plans for many older Australians. But did you know that you could consider investing the proceeds of the sale of your …

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The 101’s of Self Managed Super Funds: some basics and benefits explained

by Concept Financial Group

In the right hands, a self-managed superannuation fund (SMSF) can be a beneficial way to build wealth for retirement. Whilst they are not for everyone, it is important that when thinking of …

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Retirement Realities: Five Tips for Rebuilding a Super Future

by Concept Financial Group

Australians will need to rebuild their superannuation and retirement savings, after withdrawing more than $36 billion in early super release payments in 2020, according to Colonial First State’s Retirement Realities Series. The …

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