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Concept Financial Group
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Concept Financial Group
  • About Us
  • Services
    • Investment Advice and Portfolio Management
    • Cash Flow Management
    • Insurance Advice
    • Superannuation
    • SMSF
    • Retirement Planning
    • Aged Care
    • Centrelink Assistance
  • Latest News
  • Contact Us

Concept Financial Group

How first home buyers accessed $415m under the First Home Super Saver Scheme

by Concept Financial Group

Did you know, you could take advantage of potential tax benefits inside super to save for your first home? It’s been called the Australian Dream by many – owning a home. However, …

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Five rules of money management

by Concept Financial Group

No matter your income level or financial goals, everyone can benefit from developing strong money management skills. Here are five rules of money management that can help build a solid foundation for …

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Five lessons learned in 2023

by Concept Financial Group

Interest rate cycles can be different Students of economics are taught that monetary policy works with long and variable lags, up to 12-18 months. We had assumed that in the current cycle, …

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Changes to tax cuts from 1 July

by Concept Financial Group

The Government has passed legislation to amend the tax cuts which apply from 1 July this year. The changes are explained below, along with some things you may wish to think about …

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What to do if you’re 55 and have no retirement plan

by Concept Financial Group

Key takeaways Strategies for fast tracking your retirement savings nest egg, such as debt elimination, additional super contributions and targeted investing. How part-time work and delaying receipt of the Age Pension can …

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The money conversations you need to have

by Concept Financial Group

Although it can feel uncomfortable, talking about money is a good thing. Get some help from the experts to start positive conversations and keep things on track. Making money talk work for …

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Make your money work harder – pitfalls to avoid

by Concept Financial Group

If there’s one rule of thumb for investors to bear in mind, it’s that “if it looks too good to be true, it probably is”. Be aware The expression “a fool and …

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A guide to SMSF insurance and estate planning

by Concept Financial Group

Making a decision about life insurance is an essential part of your self managed super fund’s investment strategy and can provide a valuable benefit for members. Do your members need life insurance? …

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Want to earn more and keep your Age Pension?

by Concept Financial Group

Many people continue, or even start, working once they’ve reached Age Pension age. This may be for social reasons, personal fulfilment or to maintain their standard of living. With the higher cost …

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Mortgage vs super: where should I put my extra money?

by Concept Financial Group

It’s a dilemma many of us face – are we better off directing extra money to our mortgage or super? As with most financial decisions, it’s not a one size fits all …

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